Benefits
Please choose your desired topic from the menu below. If you have any further benefits questions after reviewing this information, please contact our Payroll Office:
Phone: (734)424-4100 ext. 1014
Fax: (734)424-4111
Email: payroll@dexterschools.org
Health Benefits
- Enrollment & Open Enrollment
- Qualifying Change Event
- CURRENT PLANS - DAA, DEA, FT INDIVIDUAL CONTRACT
- CURRENT PLANS - DESPA
- Current Plans DESPA Kitchen Managers 7hr + & 8hr Para
- Current Plans Bus Drivers and Jenkins
- Health Savings Accounts
- HEALTH BENEFIT RATES
Enrollment & Open Enrollment
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Click here for the MESSA Online Benefits Enrollment User Guide
- MESSA Baby Workshop: What to know when expecting – March 7, 2022. Meeting Slides/BabyPacketPortfolio
- MESSA DEA Workshop: Comparing Plans– March 14, 2022. Meeting Slides
Open Enrollment Information
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Open Enrollment will be 11/1/22-11/15/22 (for coverage effective 1/1/2023)
- MESSA Open Enrollment Meeting Slides 11/2/22
OPEN ENROLLMENT DOCUMENTS
STEPS FOR COMPLETING OPEN ENROLLMENT (for MESSA groups)
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For detailed instructions - MESSA Open Enrollment Users Guide
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Log in to your My MESSA account (or register)
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Select Online benefits website (This takes you to MESSA's enrollment portal)
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Choose Change My Elections - If considering a Plan change please read: Moving MESSA Plans
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If waiving medical coverage you must complete an online open enrollment election ANNUALLY. MESSA groups do this by choosing MESSA No Medical - Opt Out (PAK B)
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HSA elections must be made ANNUALLY online
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Flexible Spending Elections must be made ANNUALLY online
OPEN ENROLLMENT (for Blue Cross/Blue Shield groups)
Qualifying Change Event
CURRENT PLANS - DAA, DEA, FT INDIVIDUAL CONTRACT
- MESSA Admin Rates 2023
- MESSA DEA Rates 2023
- MESSA Admin Rates 2022
- MESSA DEA Rates 2022
- MESSA Plan Analysis DAA, DEA & FT Indiv Contract
- Flex/Sections 125 Enrollment Form (optional-applies to all PAKs)
PAK A (formerly PAK E)
- Medical Plan Highlights MESSA ABC Plan 2 HDHP $2000/$4000
- Summary of Coverage MESSA ABC $2000/$4000
- MESSA ABC Plan 2 Coverage Guide
- Dental Plan 100%/80%
- Vision Plan VSP-3 G
- Group LTD 66 2/3%, 5000
PAK C
- Medical Plan Highlights MESSA Choices PPO $500/$1000
- Summary of Coverage MESSA Choices $500/$1000
- MESSA Choices Medical Plan Coverage Guide
- Dental Plan 100%/80%
- Vision Plan VSP-3 G
- Group LTD 66 2/3%, $5000
- Basic Life Insurance
PAK D
- Medical Plan Highlights MESSA ABC Plan 1 HDHP $1400/$2800
- Summary of Coverage MESSA ABC $1400/$2800
- MESSA ABC Plan 1 Coverage Guide
- Dental Plan 100%/80%
- Vision Plan VSP-3 G
- Group LTD 66 2/3%, $5000
- Basic Life Insurance
PAK B election must be made annually during open enrollment to receive cash-in-lieu benefit
CURRENT PLANS - DESPA
- MESSA DESPA Rates 2022
- MESSA Plan Analysis DESPA
- MESSA Benefit Summary Descriptions DESPA
- Flex/Sections 125 Enrollment Form (optional-applies to all PAKs)
PAK A
- Medical Plan Highlights MESSA Essentials $375/$750/20%
- Essentials by MESSA Medical Plan Overview $375/$750/20%
- Essentials by MESSA Medical Plan Coverage Guide
- Dental Plan 80%/80%
- Vision Plan VSP-3
- Group LTD 66 2/3%, $4000
- Basic Life Insurance
- Medical Plan Highlights MESSA Choices PPO $500/$1000
- Summary of Coverage MESSA Choices $500/$1000
- MESSA Choices Plan Coverage Guide
- Dental Plan 80%/80%
- Vision Plan VSP-3
- Group LTD 66 2/3%, $4000
- Basic Life Insurance
- Medical Plan Highlights MESSA ABC Plan 1 HDHP $1400/$2800
- Summary of Coverage MESSA ABC $1400/$2800
- MESSA ABC Plan 1 Coverage Guide
- Dental Plan 80%/80%
- Vision Plan VSP-3
- Group LTD 66 2/3%, $4000
- Basic Life Insurance
- Medical Plan Highlights MESSA ABC Plan 3 HDHP $3500/$7000
- Summary of Coverage MESSA ABC $3500/$7000
- MESSA ABC Plan 3 Coverage Guide
- Dental Plan 80%/80%
- Vision Plan VSP-3
- Group LTD 66 2/3%, $4000
- Basic Life Insurance
PAK B election must be made annually during open enrollment
Current Plans DESPA Kitchen Managers 7hr + & 8hr Para
Current Plans Bus Drivers and Jenkins
- BCBS Bus Driver 2022-2023
- BCBS Jenkins 2022-2023
- BCBS Bus Drivers 2021-2022
- BCBS Jenkins 2021-2022
- BCBS BCN HMO 1300-20 Summary of Benefits
- BCBS Waiver Form (must be completed yearly during open enrollment)
- BCBS New Subscriber Form
- BCBS Change Form
- HSA Enrollment Form - non MESSA groups
- Flex/Section 125 Enrollment Form
Health Savings Accounts
The maximum election in the 2023 calendar year is $3,850 if you elect single coverage and $7,750 if you elect double or family coverage. If you are 55 or older during the calendar year, your limits for 2023 are $4,850/$8,750.
Any amounts in your HSA account at the end of the calendar year are carried over to the next year and the funds belong to you when you terminate your employment.
HEALTH BENEFIT RATES
All Other Benefits Info
- 403(B) PLAN/457 PLAN INFORMATION
- 403(b)/457 Plan Monitoring Reports
- PENSION PLAN/MPSERS
- FLEXIBLE SPENDING ACCOUNTS
- NOTICES OF RIGHTS
- Staff Discounts
- Compensation and Benefits Summaries
403(B) PLAN/457 PLAN INFORMATION
- Plan Overview & Fee Disclosure 403(b) plan/457 plan
- Funds Lineup 403(b) plan/457 plan
- Beneficiary Designation 403(b) plan/457 plan
- Enrollment Brochure 403(b) plan/457 plan
- Investing Form 403(b) plan/457 plan
- Investor Quiz 403(b) plan/457 plan
- Mainspring Managed Form 403(b) plan/457 plan
- Savings Form 403(b) plan/457 plan
Additional Information
- Adoption Agreement & Amendment 403(b) plan
- Investment Policy 403(b) plan/457 plan
- Loan Program 403(b) plan/457 plan
- Privacy Notice 403(b) plan/457 plan
- Summary Plan Document 403(b)plan/457 plan
Transferring Plans
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If you have another retirement plan from a former employer that you want to rollover to The Standard, complete the 403(b) Application for Rollover Form or the 457 Application for Rollover.
403(b)/457 Plan Monitoring Reports
Quarterly Performance Monitoring Reports
- 6/30/2022 Monitoring Report 403(b)
- 6/30/2022 Monitoring Report 457
- 3/31/2022 Monitoring Report 403 (b)
- 3/31/2022 Monitoring Report 457
- First Quarter 2022 Investment Review
- 12/31/2021 Monitoring Report 403(b)
- 12/31/2021 Monitoring Report 457
- Fourth Quarter 2021 Investment Review
- 9/30/2021 Monitoring Report 403(b)
- 9/30/2021 Monitoring Report 457
- Third Quarter 2021 Investment Review
- 6/30/2021 Monitoring Report 403(b)
- 6/30/2021 Monitoring Report 457
- Second Quarter 2021 Investment Review
- 3/31/2021 Monitoring Report 403(b)
- 3/31/2021 Monitoring Report 457
- First Quarter 2021 Investment Review
PENSION PLAN/MPSERS

Michigan Public School Employees Retirement System (MPSERS)
Employee Retirement Plans
For more information, please contact:
P.O. Box 30171
Lansing, MI 48909-7671
http://www.michigan.gov/ors
Phone: (800) 381-5111
MPSERS Resources
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New Hire Retirement Plan Election Form (for employees first working 9/4/2012 or after)
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ORS Refund Application (for terminated employees who want to withdraw their pension contributions)
FLEXIBLE SPENDING ACCOUNTS
1475 Kendale Blvd
PO Box 2560
East Lansing, MI 48826-2560
NOTICES OF RIGHTS
Notices of Privacy
- Dexter Community Schools Health Plan
- Harleysville Insurance Group Life
- The Standard 403b/457 Retirement Plan
Other Notices
Staff Discounts
Preferred Local Initiative
Area businesses offer staff discounts to Dexter Community Schools employees. Please present your District-issued picture employee identification card (ID) with current school-year label.
Local Preferences
Board Policy 6320 – Purchasing gives preference to local vendors when the District purchases goods or services. “Whenever goods and services are of comparable quality and cost, qualified local businesses shall be given preference. A qualified local business is defined as one whose principal place of business is located within the geographic boundaries of the school district.”
For questions about Staff Discounts and the Preferred Local Initiative, please contact:
Jennifer Miceli
(734) 424-4100 x1013
micelij@dexterschools.org