Staff Benefits

Please choose your desired topic from the benefit submenu items below. If you have further questions after reviewing this information, please contact our Payroll Office:

Mike Wagner
Phone: (734)424-4100 ext. 1014
Fax: (734)424-4111
Email: payroll@dexterschools.org

403(b)/457 Plan

403(b) Plan/457 Plan Information

A 403(b) plan is a retirement plan for certain employees of public schools, employees of certain tax-exempt organizations, and certain ministers.

A 457 plan is a retirement plan for certain employees of state or local government or a tax-exempt organization under IRC 501(c).

Employees qualify to participate in retirement plans under both plan definitions, therefore an employee can participate in either the 403(b) plan or the 457 plan or both plans. The maximum contribution for the 2019 calendar year is $19,000 per plan. If you are age 50 or older, you may contribute up to a total of $25,000 per plan.

The Standard administers the Dexter Community Schools 403(b) Plan (#807078) & the 457 Plan (#807077)The following information is provided to help you understand the different school retirement plans and to plan for your retirement.

Employee Retirement Plans

Helping You Plan for Retirement

You may access retirement planning tools, set up an account, designate or change the amount you save, select or change your investments, and elect or change your beneficiary online. A representative from The Standard is also available to assist you between 10 am and 8 pm Eastern time at 1-800-858-5420. Alternatively, you may print the forms, complete them, and return them to the Payroll Office.

Additional Information

Transferring Plans

If you have a 403(b) retirement plan that you contributed to through the Dexter Community School prior to December 31, 2008 that you want to transfer to The Standard, see

Transfer of 403(b) Funds Information 
Application for 403(b) Transfer
Application for 457 Transfer
VALIC Transfer-Rollover 403(b)
VALIC Transfer-Rollover 457

If you have another retirement plan from a former employer that you want to rollover to The Standard, complete the 403(b) Application for Rollover Form or the 457 Application for Rollover.

Quarterly Performance Monitoring Reports and Investment Reviews 2019

Quarterly Performance Monitoring Reports and Investment Reviews 2018

Flexible Spending Accounts

Flexible Spending Accounts

Please submit all FSA reimbursement requests directly to MESSA OptionAll. Attached is a copy of the reimbursement request forms.

Fillable PDF forms can also be located at:

 https://www.messa.org/Members/Forms/OptionALL#.V2BpR_4UVD8

Reimbursement requests can be faxed or mailed to:  

MESSA OptionALL
1475 Kendale Blvd
PO Box 2560 
East Lansing, MI 48826-2560

Fax :   517-333-6258
Phone:  800-890-0393

For medical reimbursement, an Explanation of Benefits or a receipt is required, showing date of service.

All reimbursements will be processed on the 15th of every month for any claims submitted and approved by MESSA by the end of the previous month. Your reimbursements will be processed through your regular paycheck. Your taxes will not be affected by the FSA reimbursement.

MESSA OptionALL Plan

MESSA OptionALL Plan FAQ

Health Benefit Plans

Health Benefits

New Employees: go to MESSA.org and use the following detailed instructions to make your benefit elections.
 MESSA Online Benefits Enrollment User Guide
 

Open Enrollment Information

  • Open Enrollment  November 1st - 14th, 2018 (for coverage effective 1/1/2019)
  • Open Enrollment meeting is 3:30pm Thursday, November 1, 2018 at the High School Media Center
 MESSA Open Enrollment Presentation
 MESSA Plan Analysis DAA, DEA & FT Indiv Contract
 MESSA Plan Analysis DESPA

STEPS FOR COMPLETING OPEN ENROLLMENT
(for MESSA groups)
  1. For detailed instructions - MESSA Open Enrollment Users Guide 
  2. Go to: MESSA.org
  3. Log in to your My MESSA account  (or register) 
  4. Select Online benefits website (This takes you to MESSA's enrollment portal)
  5. Choose Change My Elections - If considering a Plan change please read: Moving MESSA Plans
  6. If waiving medical coverage you must complete an online open enrollment election ANNUALLY by choosing MESSA No Medical - Opt Out (PAK B)
  7. HSA elections must be made ANNUALLY online
  8. Flexible Spending Elections must be made ANNUALLY on PAPER and returned to the payroll office by November 14th Flex/Section 125 Enrollment Form
STEPS FOR COMPLETING OPEN ENROLLMENT
(for Blue Cross/Blue Shield groups)
  1. If waiving medical coverage you must complete a BCBS Waiver Form ANNUALLY
  2. If changing coverage complete the  BCBS Change Form
  3. HSA elections must be made ANNUALLY by completing the HSA Enrollment Form - non MESSA groups
  4. Flexible Spending Elections must be made ANNUALLY by completing the Flex/Section 125 Enrollment Form
  5. Return ALL forms to the payroll office by November 14th

Current Plans

DAA, DEA, FT Individual Contract

MESSA Admin Rates 2019 Effective 1-1-2019
MESSA DEA Rates 2019 Effective 1-1-2019
MESSA Plan Analysis DAA, DEA & FT Indiv Contract

MESSA Benefit Summary Descriptions DAA, DEA & FT Indiv Contract

PAK A

Medical Plan Highlights MESSA Choices PPO $300/$600
Summary of Coverage MESSA Choices $300/$600
MESSA Choices Medical Plan Coverage Guide
Dental Plan 100%/80%
Vision Plan VSP-3 G
Group LTD 66 2/3%, $5000

Basic Life Insurance

PAK C
Medical Plan Highlights MESSA Choices PPO $500/$1000
Summary of Coverage MESSA Choices $500/$1000
MESSA Choices Medical Plan Coverage Guide
Dental Plan 100%/80%
Vision Plan VSP-3 G
Group LTD 66 2/3%, $5000

Basic Life Insurance

PAK D
Medical Plan Highlights MESSA ABC Plan 1 HDHP $1350/$2700
Summary of Coverage MESSA ABC $1350/$2700
MESSA ABC Plan 1 Coverage Guide
Dental Plan 100%/80%
Vision Plan VSP-3 G
Group LTD 66 2/3%, $5000

Basic Life Insurance

PAK E
Medical Plan Highlights MESSA ABC Plan 2 HDHP $2000/$4000
Summary of Coverage MESSA ABC $2000/$4000
MESSA ABC Plan 2 Coverage Guide
Dental Plan 100%/80%
Vision Plan VSP-3 G
Group LTD 66 2/3%, 5000

Basic Life Insurance

PAK B election must be made annually during open enrollment to receive cash-in-lieu benefit
MESSA No Medical - Opt Out
Dental Plan 100%/80%
Vision Plan VSP-3 G
Group LTD 66 2/3%, $5000

Basic Life Insurance

Flex/Sections 125 Enrollment Form (optional-applies to all PAKs)

DESPA

MESSA DESPA Rates 2019 Effective 1-1-2019
MESSA Plan Analysis DESPA 

MESSA Benefit Summary Descriptions DESPA 

PAK A
Medical Plan Highlights MESSA Choices PPO $2000/$4000
Summary of Coverage MESSA Choices $2000/$4000
MESSA Choices Plan Coverage Guide
Dental Plan 80%/80%
Vision Plan VSP-3
Group LTD 66 2/3%, $4000

Basic Life Insurance

PAK C
Medical Plan Highlights MESSA Choices PPO $500/$1000
Summary of Coverage MESSA Choices $500/$1000
MESSA Choices Plan Coverage Guide
Dental Plan 80%/80%
Vision Plan VSP-3
Group LTD 66 2/3%, $4000

Basic Life Insurance

PAK D
Medical Plan Highlights MESSA ABC Plan 1 HDHP $1350/$2700
Summary of Coverage MESSA ABC $1350/$2700
MESSA ABC Plan 1 Coverage Guide
Dental Plan 80%/80%
Vision Plan VSP-3
Group LTD 66 2/3%, $4000

Basic Life Insurance

PAK E
Medical Plan Highlights MESSA ABC Plan 3 HDHP $3500/$7000
Summary of Coverage MESSA ABC $3500/$7000
MESSA ABC Plan 3 Coverage Guide
Dental Plan 80%/80%
Vision Plan VSP-3
Group LTD 66 2/3%, $4000

Basic Life Insurance

PAK B election must be made annually during open enrollment
MESSA No Medical - Opt Out
Dental Plan 80%/80%
Vision Plan VSP-3
Group LTD 66 2/3%, $4000

Basic Life Insurance

Flex/Sections 125 Enrollment Form (optional-applies to all PAKs)

Benefit Rates

Health Savings Accounts

Health Savings Accounts

Effective July 1, 2016 the District will be switching HSA vendors from Bancorp to Health Equity. You will be receiving a welcome packet in the mail from Health Equity, if you have not already. All payroll contribution amounts will be deposited into your new account with Health Equity starting with your 7/15/16 paycheck. For those of you with MESSA, Health Equity is integrated with your PAK D high deductible health plan.

You may continue to use the dollars previously contributed at Bancorp (since 7/1/2015) for qualified expenses until your dollars are gone. Because dollars will no longer be contributed on a monthly basis to Bancorp, they will be charging a $2.50 per month account maintenance fee. 
 
If you still have funds from the self-funded HDHP/HSA with NGS CoreSource/ BenefitWallet (prior to 6/30/2015), you may continue to use the dollars previously contributed for qualified expenses until your dollars are gone there also. 
 
We realize that you may now have HSA accounts at three different vendors. Our office will help you transfer all funds from Bancorp and/or BenefitWallet to Health Equity, if you prefer to have all your HSA dollars in a single account. However, because all these accounts are your personal bank accounts, you will need to complete the attached form for each bank account you want to have transferred.
 
If you would like us to handle the transition (and applicable fees), please complete the attached form and return the original form(s) to the payroll office by 8 am on July 15. Our office is open M-Th 7 am-4pm and F 7 am-11am. We are closed July 1-July 4. 
 
If you choose to maintain your Bancorp account and/or your BenefitWallet account, any applicable account fees going forward are your responsibility. 
 
If have questions about your BenefitWallet account, please contact BenefitWallet at 1-877-472-4200,
 
If you have questions about your Bancorp account, please contact Bancorp at clientservices@thebancorp.com.

Notices of Rights

Pension Plan/MPSERS

Pension Plan/MPSERS

PA 75 and ORS 3% Healthcare Contributions Refund Information

Current Employees - Refunds were processed April 11, 2018. Please refer to your eSuite portal for your paystub.

Former Employees - We anticipate refunds will be processed by the end of June 2018.

Michigan Public School Employees Retirement System (MPSERS)

As an employee of Dexter Community Schools, whether full time, part time, or temporary status, you are a member of the Michigan Public School Employees Retirement System (MPSERS).  The District contributes a portion (36.74% for 2016-17) of your salary to fund the pension plan and retiree health care plan. In addition to the District’s contribution, you also contribute a portion of your salary to fund your pension and retiree health care. An overview to help you understand the different retirement plans including your MPSERS and the Dexter Community Schools 403(b)/457 Retirement Savings Plan and how your contributions appear on your paycheck is provided.

Employee Retirement Plans

The State of Michigan Office of Retirement Services (ORS) has a comprehensive website to help you learn about your pension at https://www.michigan.gov/orsschools.

For your MPSERS detailed personal account information visit the State of Michigan ORS website: miAccount. From this secure site you can view your service credit history, change address/phone information, nominate or change a retirement beneficiary, view and print an account statement.

If you have a MPSERS Defined Contribution saving account component as part of your MPSERS retirement plan, you can access your investment account online at https://stateofmivoya.com.

For more information, please contact:

Office of Retirement Services (ORS)
P.O. Box 30171
Lansing, MI 48909-7671
http://www.michigan.gov/ors
Phone: (800) 381-5111


Resources


MPSERS Resources

For questions, please contact the Payroll Office:

Mike Wagner
(734) 424-4100 x1014
fax: (734) 424-4111
payroll@dexterschools.org

Staff Discounts

Preferred Local Initiative

Area businesses offer staff discounts to Dexter Community Schools employees. Please present your District-issued picture employee identification card (ID) with current school-year label. Offers are valid from September 1, 2018 through August 31, 2019.

Local Preferences

Board Policy 6320 – Purchasing gives preference to local vendors when the District purchases goods or services.  “Whenever goods and services are of comparable quality and cost, qualified local businesses shall be given preference. A qualified local business is defined as one whose principal place of business is located within the geographic boundaries of the school district.”

For questions, please contact:
Donna Wahr
(734) 424-4100 x1017
wahrd@dexterschools.org

 

Michigan Transparency Reporting Logo

Payroll/Employment Verification

Calendar

  • November 2019
    • ThuNov28 Thanksgiving Break
    • FriNov29 Thanksgiving Break

Contact Us

  • Business Office
  • Copeland Administration Building
    7714 Ann Arbor Street
    Dexter, MI 48130
  • M-F  7:30am - 4:00pm
    Summer Hours:
    M-Th 7:00am-4:00pm
    Friday 7:00am-11:00am
  • (734) 424-4100
    (734) 424-4111 fax
  • Chief Financial Officer Sharon Raschke

  • Dexter Community Schools  734-424-4100
  • 7714 Ann Arbor Street,
    Dexter, MI 48130 
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